Google+ Single Mom Debt Talk™ | Personal Finance Community: Just Say No To Pre-Approved Credit Cards

Tuesday, January 21, 2014

Just Say No To Pre-Approved Credit Cards

Dangers Of Pre-Approved Credit Cards

Why a Pre-Approved Credit Card is not Credit Card Relief

You’re pre-approved for a new credit card with a limit of thousands of dollars.

This is dangerous in two ways.

Not only can the temptation of easy credit spell disaster to anyone’s budget and financial security, but also the risk of identity theft rises with every credit card offering drifting through your mailbox. 

And, like Spam Emails, all that clutter of “junk mail” credit card offers is simply annoying.

What should you do?

Opt Out to Stop Pre-Approved Credit Card Offers for Credit Card Relief

This means you stop the offers of pre-approved credit cards at the source, which is the credit bureau.

You have the choice of getting your name removed from the mailing list for two years or permanently.

If you’re reading your free credit report closely, you already know this and have done it right?

When you opt out, you will be asked for personal information including your name, telephone number, and social security number, for verification purposes.

All we can do is pray that these details remain confidential and are only used to process our request (in this age of outsourcing, list selling, identity theft…) for credit card relief.

Tired of the debt lifestyle?

Thank you for reading. Please leave a comment and share this post.


+Tonza Borden
Tonza Borden


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