My get out of debt journey started when I requested a free debt analysis; and after
speaking to a certified credit counselor, I decided to do whatever it took to
get debt free once and for all!
I had approximately $65,000 worth of credit
card, and other debt (not unheard of in today’s economy), and a lot of it was
medical, personal loans, and a nasty auto repossession judgment.
To top it off, I had lost my full-time job with the nations largest employer.
Ignoring
My Debt Didn’t Make It Disappear
However, I knew with a lot of determination I
could solve my debt problems, and be on the road to recovery the sooner I could
get started.
Using the techniques in my debt management
plan, I got right to work.
Most of my days were spent trying to restore my health, searching for a job, and trying to build a micro business, but I found the time I needed to get
going on my plan.
I stopped all unnecessary
spending, didn’t buy any clothes or shoes, fixed my own hair, did my own
manicure, pedicure and eyebrow arch, and swallowed my pride to ask for food
favors, at times.
I reversed spending money for goods and
services I was accustomed to, and learned to do more for myself, make do with
what I had, and do without certain things.
It wasn’t easy, and many days and nights I
cried like a baby about my menacing debt and poverty, which resulted from severe disability.
Because my debt situation was so grave, it took
me about two years (with limited income).
After I got over the judgment hurdle, I finally
got the debt snowball rolling and eliminated about $45,000 of the $65,000 I
owed.
I followed the rest of the plan and became free and clear of all of my debt.
If I had continued to sit around and do nothing
about my debt, as I had done for several years, I wouldn’t be where I am now.
I bought the house in the photo in 2009, and I still live frugally.
The best thing is… YOU can get there too… it’s
up to you!
If you’re tired of sitting around and doing
nothing about your debt… trying to ignore it… why don’t you just request a debt settlement, debt negotiation, or debt consolidation savings estimate.
Thank you for reading. Please leave a comment and share this post.
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| Tonza Borden |
