Guide To Simple, Inexpensive Credit Card Debt Relief Solutions And Resources On Student Loan Debt Consolidation, How To Make Money Online From Home To Get Debt Relief Help, And Improve Your Personal Finance To Live The Debt Free Lifestyle. Cash Is Still King! :: Nearly One-Quarter Of American Children Live With Only Their Mothers, And 5 Percent With Only Their Fathers Who Are More Than $10K In Debt.
Tuesday, August 8, 2017
Monday, August 7, 2017
Monday, April 7, 2014
Plan Your Way To Prosperity
Planning is a must for a single mom's prosperity, and essential in any financial program.
It is literally committing financial goals to written form.
The Law of the Universe states that someone who plans well will foresee dangers and avoid them, but the foolish person, the one who doesn't plan, will rush ahead, do whatever is convenient, and end up paying the penalties.
Just as we can't build houses without blueprints, we can't have the financial structure of personal finance without blueprints or plans.
In other words, we must live on a budget or short term plan.
And then, we must look ahead to see future needs, and try to meet them in our long term plan.
A budget is not just for people who are cash strapped.
In fact, most wealthy people maintain a budget... and having one is how they planned their way to prosperity.
"A fool with a plan, is better than a genius without one." T. Boone Pickens, American Business Magnate and Financier
If you want to become prosperous, you must have a plan.
If you fail to plan, plan to fail financially.
Thanks for reading. Please leave a comment and share this post.
It is literally committing financial goals to written form.
The Law of the Universe states that someone who plans well will foresee dangers and avoid them, but the foolish person, the one who doesn't plan, will rush ahead, do whatever is convenient, and end up paying the penalties.
Just as we can't build houses without blueprints, we can't have the financial structure of personal finance without blueprints or plans.
In other words, we must live on a budget or short term plan.
And then, we must look ahead to see future needs, and try to meet them in our long term plan.
A budget is not just for people who are cash strapped.
In fact, most wealthy people maintain a budget... and having one is how they planned their way to prosperity.
"A fool with a plan, is better than a genius without one." T. Boone Pickens, American Business Magnate and Financier
If you want to become prosperous, you must have a plan.
If you fail to plan, plan to fail financially.
Thanks for reading. Please leave a comment and share this post.
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Tonza Borden |
Tuesday, April 1, 2014
Should You Consolidate Or Settle Your Delinquent Debts
Bills are due upon receipt, but most Americans who
receive a huge pile of bills each month can barely make ends meet.
As a result of past due bills, you are experiencing
sleepless nights, and harassing phone calls from creditors.
Have you ever considered how much interest you are
paying every month for all your delinquent loan payments?
If you can’t handle your multiple monthly bills and
loan payments, then you’re already in a financial crisis.
The inability to make timely monthly payments will
accumulate additional charges or fees (up to the maximum allowed by law), which
some lenders consider default.
These added charges will only get you deeper in
debt.
It’s time to know the benefits of an experienced and
tested debt settlement company to help you.
When the stress of debt starts to
build, there are two main options to help provide a solution.
Debt Settlement
Debt settlement is a process in which
you accumulate funds in a trust account to use for paying your debt.
The debt settlement company will
negotiate to reach agreed to resolutions on your accounts with the goal of
saving you the most money possible, being as flexible as possible, and getting
your debts resolved as quickly, and painlessly as possible.
In this type of program, your home and
property is not affected, if you miss one payment, the program is flexible, designed to reduce the balances as much as possible, and resolve
the debts based on the payment or funds that you have available.
Debt Consolidation
Debt consolidation is
a general term that encompasses various programs to address debt.
In most cases, these
debt consolidation programs could actually put you in a worse place than you
are now, if you don’t speak to a certified credit counselor.
It works best when the debts are
not secured by any real property.
Get in touch with a debt consolidation company for a debt analysis to reverse your financial crisis.
If you owe multiple debts accumulated from credit
cards, automobile financial lending companies, and private lenders, consider
settlement with a reliable financial crisis assistance company.
This could mean your long awaited financial freedom.
This could mean your long awaited financial freedom.
The initial contact that potential
customers make will be for their representatives to understand your current
situation, what led to you needing financial assistance, and to talk a little
bit about your goals, both short term and long term.
They will ask you questions about your
finances to get a little more information so they can make the right
recommendations for you.
Again, this call is free of charge, and
it is to make sure you are comfortable with their services.
The phone call is completely
confidential.
They will use the information they
learn from your conversation to give you free recommendations on the steps to
take to get you back to financial stability.
They will either be able to help you
immediately or, they will refer you to one of the best solution providers in
the industry.
Click on my Google+ Followers on the right today to find out
whether you should consolidate your bills, or how they can improve your
financial situation and thus, improve your life.
Thank you for reading. Please leave a comment and share this post.
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Tonza Borden |
Sunday, March 30, 2014
My Get Out Of Debt Journey

I had approximately $65,000 worth of credit
card, and other debt (not unheard of in today’s economy), and a lot of it was
medical, personal loans, and a nasty auto repossession judgment.
To top it off, I had lost my full-time job with the nations largest employer.
Ignoring
My Debt Didn’t Make It Disappear
However, I knew with a lot of determination I
could solve my debt problems, and be on the road to recovery the sooner I could
get started.
Using the techniques in my debt management
plan, I got right to work.
Most of my days were spent trying to restore my health, searching for a job, and trying to build a micro business, but I found the time I needed to get
going on my plan.
I stopped all unnecessary
spending, didn’t buy any clothes or shoes, fixed my own hair, did my own
manicure, pedicure and eyebrow arch, and swallowed my pride to ask for food
favors, at times.
I reversed spending money for goods and
services I was accustomed to, and learned to do more for myself, make do with
what I had, and do without certain things.
It wasn’t easy, and many days and nights I
cried like a baby about my menacing debt and poverty, which resulted from severe disability.
Because my debt situation was so grave, it took
me about two years (with limited income).
After I got over the judgment hurdle, I finally
got the debt snowball rolling and eliminated about $45,000 of the $65,000 I
owed.
I followed the rest of the plan and became free and clear of all of my debt.
If I had continued to sit around and do nothing
about my debt, as I had done for several years, I wouldn’t be where I am now.
I bought the house in the photo in 2009, and I still live frugally.
The best thing is… YOU can get there too… it’s
up to you!
If you’re tired of sitting around and doing
nothing about your debt… trying to ignore it… why don’t you just request a debt settlement, debt negotiation, or debt consolidation savings estimate.
Thank you for reading. Please leave a comment and share this post.
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Tonza Borden |
Monday, March 24, 2014
Fortune Favors The Bold To Get Out Of Debt
I’ve always loved the
saying, “fortune favors the bold”…
I believe it was originally attributed to
Julius Caesar, but it probably predates even him.
There’s another version of it I like even
better by Dorothea Brande: “Act boldly
and unseen forces will come to your aid.”
In my experience, both of these statements are
absolutely true.
When I took bold action to get out of debt, I
got big results.
Why does this happen, and how does it apply to
getting out of debt?
Usually, I don’t care about “why” something
works, only that it does.
However, there is value at times in getting
into the “why” because it allows you to apply the “why” to other areas, and to
come up with even more powerful ideas.
Bold action, by its nature, which + Seth Godin
calls “remarkable,” tends to attract attention.
And, no matter how bright and smart you are,
you simply cannot succeed in life without taking bold action or, the aid of
others.
The quality of boldness is very attractive and
remarkable.
Single
Moms Who Get Out of Debt are Winners
Patton, one of my favorite military generals,
had it 100% right when he said, “America loves a winner.”
One of the big qualities of winners is bold
action, and people are attracted to winners.
When you start doing a lot of bold things, you
attract people who want to be a part of what you’re doing.
Why?
Because few people act boldly, and they want to
live vicariously through those who do.
However, that’s being lazy and fearful.
Think about the single mom you know who boldly
started a business nobody thought ever had a chance of succeeding.
And, immediately took this “stupid” business
idea to staggering success.
Everyone wanted to hangout with her because she
had “guts.”
And, more often than not, she always got the
outcome she was looking for.
Why?
Because boldness is attractive and remarkable.
Now, don’t confuse boldness with stupidity.
I know people who’ve done stupid things boldly,
and gotten the results they deserve.
Bold action, even to get out of debt, should
only be taken with good preparation backed up by tested, proven knowledge.
However, when you do study the area you want to
apply action to, when you prepare diligently, you must act boldly and
decisively when the opportunity presents itself.
And, the more bold action you take, the more
opportunity will come your way… it’s an amazing “self feeding” mechanism.
So, prepare diligently, and act boldly.
Unseen forces will come to your aid… to help
you get out of debt.
Remember, before you act boldly to get out of debt, you have to
have the right information to act on.
I know for a fact because I used it myself.
Thank
you for reading. Please leave a comment and share this post.
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Tonza Borden |
Thursday, March 20, 2014
Step Up And Make Your Get Out Of Debt Plan Happen
There are two types of people in this world who want to get out of debt… talkers and doers.
And, there are two things that separate the
two.
One is obviously taking action.
In order to be a doer and get out of debt, you
must take action.
There is no way around that.
However, did you know there are lots of talkers
who do take action, but never get out of debt?
They look busy, they appear busy, they “do”
things, but they never get out of debt.
Why is this?
Why are they really talkers even though they
“take action” to get out of debt.
The answer is simple: They do not have the
right information to base their action on.
And, when their get out of debt plan fails, they do the same old thing over and over, and then blame someone else for their lack of results.
The true doer "calibrates" what needs to be done to take action to get out of debt.
Then you look at what you did, find out where you lack knowledge, and get it.
Getting out of debt is a time-consuming, self-directed learning process of taking different actions, e.g. checking credit report, writing letters to credit bureaus and creditors, etc.
And, you continue to go through this cycle of taking action and acquiring information until you get out of debt.
Sometimes this process takes a long time and cost a high price.
Nevertheless, at the end of the tunnel, it's WORTH IT to be debt free!
If you are a true doer and want to get out of debt, I can offer you information that has been tested and proven through trial and error.
What I can't do is get you to take action to get out of debt.
That's up to you.
However, if you're an action-taker, and all you need is the right information, I can provide that for you.
And, when their get out of debt plan fails, they do the same old thing over and over, and then blame someone else for their lack of results.
The true doer "calibrates" what needs to be done to take action to get out of debt.
Then you look at what you did, find out where you lack knowledge, and get it.
Getting out of debt is a time-consuming, self-directed learning process of taking different actions, e.g. checking credit report, writing letters to credit bureaus and creditors, etc.
And, you continue to go through this cycle of taking action and acquiring information until you get out of debt.
Sometimes this process takes a long time and cost a high price.
Nevertheless, at the end of the tunnel, it's WORTH IT to be debt free!
If you are a true doer and want to get out of debt, I can offer you information that has been tested and proven through trial and error.
What I can't do is get you to take action to get out of debt.
That's up to you.
However, if you're an action-taker, and all you need is the right information, I can provide that for you.
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